RoofClaim Financing

Roof Repairs and Roof Replacements are a costly investment to keep your home secure. RoofClaim helps alleviate the financial burden by offering a simple financing solution to your needs. If your claim was denied, or you want to save your hard-earned money - APPLY TODAY!

Qualify confidently with RoofClaim – it's risk-free. Our soft credit check won't impact your credit score. Prequalify now and get loan options tailored to you. 
One Form per Applicant.

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Zero Money Down

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5 & 10 years Payment Options

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Fast Pre-Approval Process

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No Early Payment Penalty

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Our warranty is active for the life of the financing agreement, even for the 10-year plan!

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Strengthen your credit and keep your money right where it belongs—in your pocket.

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One-Day project completion

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Comprehensive Roofing Services

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Trusted local roofing company near you

Get Started!

Financing Terms & Conditions

I, (Borrower/homeowner’s name), (hereafter referred to as “Applicant”) explicitly and unambiguously authorize roofclaim.com and its affiliates (hereafter referred to as “RoofClaim”) to request and obtain consumer credit report(s) through credit reporting agenc(ies) chosen by RoofClaim. Applicant understands and agrees that RoofClaim intends to use the consumer credit report for the purpose of evaluating Applicant’s financial readiness to obtain a loan and/or financing, and/or continued readiness thereof. Applicant understands that credit report(s) will be retained by RoofClaim for use by RoofClaim staff and employees. This information will not be disclosed to anyone outside of RoofClaim without Applicant’s consent. In some cases, the data may be accessible to certain types of persons in charge (including but not limited to administration, sales, marketing, advertising, legal, system administration, ect.) or external parties (such as third-party technical service providers, mail carriers, hosting providers, IT companies, communications agencies, or advertisement sources). RoofClaim will maintain safeguards (including but not limited to electronic and procedural) in connection with the collection, storage, and disclosure of personal information. By consenting to this agreement, Applicant understands that affiliates, employees, and external parties connected to RoofClaim may interact with Applicant (including but not limited to email, phone, or text message communications) with content, advertising, and services. Regular text message and phone rates may apply. Moreover, Applicant understands that, should Applicant choose to apply for financing through RoofClaim, a revised credit report may be pulled at the sole discretion of RoofClaim, and Applicant hereby consents to the cost and pulling of same. 

Applicant’s signature below authorizes the release to the credit reporting agency of Applicant’s financial information, which Applicant supplied to RoofClaim in connection with such evaluation. This authorization shall be valid as of the date indicated below and shall continue for the duration of any loan or financing agreement hereafter executed. 

Applicant further declares, certifies, verifies, and otherwise states under PENALTY OF PERJURY that Applicant has read the foregoing and that all information provided by Applicant is Applicant’s true and correct information and Applicant has not provided any other individual or entities information other than his or her own. To the extent the law provides, Applicant agrees that RoofClaim will not be liable or responsible for an Applicant providing incorrect or fraudulent information in the execution of this agreement or any other agreement between RoofClaim and Applicant.

Amortization Calculator
Take Control of Your Loan

Free Amortization Calculator makes loan planning effortless. This tool gives you the insights you need to take control of your finances with confidence by instantly calculating your payments. 

Why Use the Calculator?
  • Evaluate upgrades and add-ons before borrowing.

  • Adjust loan length to balance lower payments vs. faster payoff.

  • Track how quickly equity builds in your home after roof financing

FAQ's

What interest rate will I pay?
We offer a fixed 14.99% APR across all our roof financing plans.
Will applying affect my credit score?
No — we use a soft credit check for prequalification, which does not impact your credit score. A hard credit pull only occurs upon formal approval
My credit isn’t that great, can I apply with a co-borrower?
Yes, all loan options allow you to apply with a co-borrower.
Can I pay the loan off early?
Yes, feel free to make extra payments or pay off your loan in full at any time. There is no prepayment penalty associated with any of our loan options.
How do I know the amount to apply for?
All of your loan options will be personally tailored to your roofing project which will take the guesswork out of the equation for you.
What credit score is required?
Our financing department looks for a 675 or higher for standard approval. However, we review every application individually — and our goal is to make roof replacements affordable for every homeowner.
What happens if I miss a payment?
If you ever miss a payment or know you might, contact our RoofClaim Finance Team right away. Because we handle financing in-house, we can often work with you to adjust your payment schedule and help you avoid late fees or credit impacts.

Our goal is to keep your account in good standing and your home protected — so communication is key. If something comes up, just let us know, and we’ll find a solution that works for you.

Are there origination fees?
No — RoofClaim does not charge any origination fees. Our roof financing programs are designed to be simple, transparent, and affordable, with no hidden costs or extra lender fees.
Can I refinance later?
Yes — with RoofClaim financing, you can pay off or refinance your balance at any time. There are no early payment penalties or hidden fees, giving you full flexibility to manage your roof financing on your terms.  
What documents are required to apply?
To get started, simply fill out our short RoofClaim financing form — no paperwork required upfront. Once we review your information, you’ll complete a quick formal application with basic verification details to finalize your roof financing approval.
Can financing cover the deductible in insurance claims?
Homeowners are required by law to pay their insurance deductible, but RoofClaim financing can help. If you can’t pay the full amount upfront, you can use our flexible roof financing options to cover your deductible and spread the payments over time — making it easier to move forward with your roof replacement right away.  
If I apply, will it affect my credit?
No — applying for RoofClaim financing will not impact your credit score. We only perform a soft credit pull, which lets us review your eligibility without affecting your credit in any way.
Can financing my roof project help build my credit?

Yes — RoofClaim reports all financing accounts to the major credit bureaus, so making on-time payments can positively impact your credit score. It’s a smart way to finance your roof replacement while also building or improving your credit history.
Your Free Inspection is just a click away! Get your roof inspected today.
RoofClaim is not a licensed public adjuster under section 626.854, Florida Statutes and does not provide services as a public adjuster for insurance claims.
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