Florida roofer doing a roof replacement

How Much Does A Roof Replacement Cost in Florida?


Wondering how much it costs to do a roof replacement in Florida? Not sure if you need a full roof replacement or just a roof repair? This article will cover the ins and outs of roof replacement costs in the Florida market so you can get the insight you need to make a good decision for your property.

Average Roof Replacement Cost In Florida

The average insurance costs for a shingle roof in Florida are between $10,000 and $20,000. However, the costs can increase significantly depending on many different factors, such as your new roof's material, your home's size, and more. 

It should also be noted that many homeowners don’t have to come out of pocket for this cost. The majority of RoofClaim roof replacement projects are covered by homeowners insurance, so the out-of-pocket cost to the homeowner is as little as $500.

This is one of the benefits of working with a reputable roofing company who performs detailed roof inspections and who can be on your side while you negotiate with your insurance company.

Signs That Your Roof Needs Replacement

pictures hows the damaged roof
Сlose up view of bitumen shingles roof damage that needs repair.

In many cases, the need for a roof replacement is obvious. Maybe you have bad roof leaks or visible damage. Maybe you just went through a bad storm with hail and powerful winds that caused glaring issues.

This isn’t always the case, though. Very often we do roof inspections where the homeowner had no idea their roof was in such bad shape. We submit our findings to the insurance company and the homeowner is typically approved for a brand new roof, fully covered by their policy.

Here are some signs that your roof needs replacement:

Worn Out Roof 

No roof can last forever, regardless of its material. Metal roofs, tiles, shingles, and wood have unique life expectancies and wear out over time. For instance, high quality roofing materials and installations in Florida may last more than 50 years. But other roofing materials may only last 15 years.

One important point to note here is that most insurance doesn’t cover roof replacements simply because your roof is old and worn out. For this reason, we recommend getting regular roof inspections after any major storm. If we find storm damage, this is usually covered by your policy, so you may decide at that point to file a roof claim.

Physical Damages on Your Roof

Doing regular inspections can help you stay informed of exterior damages on your roof. You may see curled-up or warped shingles that may come off easily in the presence of strong winds. They may also exhibit cracked spots and missing pieces that not only can harm your roof’s aesthetic, but also can contribute to bad leaks.

Make sure you look at all areas that are prone to damage from the sun and rain, such as your roof's slopes, valleys, and gutters. Rusty flashings are another common sign of roofing trouble.

When you’re checking your roof, we always recommend staying on the ground and observing whatever is visible. Do not attempt to go up on your roof and perform an inspection yourself. Always leave that type of roof inspection to experts (it’s free with RoofClaim, so there’s no cost to you).

Water Damage in Your Attic

Water damage in your attic or other areas can wreak havoc and typically signals the need for a full roof replacement. Once you see moisture marks and brownish-yellow stains, things have likely been troublesome for a while. 

Don’t let issues like this fester. Trapped water that is not remediated can attract pests, mosquitoes, and other insects to your attic while creating conditions where mold thrives.

A Sagging Area of Your Roof

A more extreme sign of water damage on your roof is sagging. If your decking looks saggy, that may mean your roof's structural support is weakening because of the trapped moisture on it. 

A sagging roof is a pretty significant issue that warrants calling for an inspection immediately. 

Mosses and Mold on Roof

Water on clogged gutters and missing roof pieces can encourage molds and mosses to thrive on your roof. You wouldn't want that because they can damage your roofing material and lead to cracks and leaks. They can also host other pests and insects that could eat away your roof boards.

Factors That Determine the Cost of a Roof Replacement

RoofClaim Orlando Completed Projects

Even though the average cost range of a roof replacement in Florida is between $10,000 and $20,000, this value may still change depending on several factors (it’s not uncommon for roof replacements to cost significantly more). 

Let's look at the considerations below.

Type of Materials

The first factor needed in estimating the overall cost of your roof replacement is the type of material you'll be using

Since Florida experiences beating sun, strong winds, storms, and hurricanes, your roof should be sturdy enough to withstand varying types of weather.

Also See: The Most Common Types of Roofs in Florida

Cost of Materials

Most people know that tile roofing is more expensive than shingle roofing. What’s important to consider, though, is the cost of materials at the time of replacement.

While we can discuss the average cost of a roof replacement in Florida, the costs can be lower or higher simply depending on market conditions at the time of replacement. If materials are in short supply and high demand, which can happen after extreme weather events, the cost can go up significantly.

Cost of Labor

Labor is a big part of the cost of roof replacement and will vary greatly depending on the roofing company you choose. 

Don’t just choose the cheapest roofing contractor, though. Your roof is an important investment and quality installation can mean the difference between your new roof lasting 50 years and your new roof only lasting 15 years.

Choose a reputable roofing company with a solid track record. At RoofClaim, we also have a great reputation with insurance companies, and know many adjusters by name. The insurance side of the equation is just as important to consider when making your decision on a roofing contractor.

Roof Shape

Aside from various roof types, you'll also see different roof shapes in residential properties in Florida. They can be gable, hipped, Dutch, butterfly, or Mansard roofs. Some homes in Florida have flat-shaped roofs which could be cheaper to replace, but this is less common.

Pitch of Roof

The pitch or slope of your roof impacts the cost. Generally, the steeper your roof is, the more expensive it will be to replace it. Thankfully, most homes in Florida have conventional slopes or low slopes.

How Long Does a New Roof Last in Florida?

Roofs in Florida have varying lifespans because of the state's extreme winds, storms, and hurricanes. 

Live in Florida and Need a New Roof?

Looking for the best roofers in Florida? Our expert team at RoofClaim can help guide you through every step of the process. We make getting a roof replacement an absolute breeze. Get started today by scheduling a free roof inspection.

Your Free Inspection is just a click away! Get your roof inspected today.
RoofClaim is not a licensed public adjuster under section 626.854, Florida Statutes and does not provide services as a public adjuster for insurance claims.